year only 25% of professional or
individual investors beat the
a 10 year period, the percentage of
professional or individual investors
that beat the market drops below 6%.
that beat the market do so by
concentrating their assets in few
on higher risk.
investors that beat the market do so
by an average of less than 2%.
are not adequately rewarded for the
risks they take attempting to beat
need to carefully allocate their assets
as it determines 90%
of their investment returns.
are 2 times when you shouldn't take
risk: when you can't afford to take
risks, and when you can.
should not take more risk than they
need to take or are able to take.
excess risks causes investor
investors are risk averse, wary of brokers and the
media's encouraging action.
are taking more risk than they need to
Street makes their money from the
fees they charge on client assets, not their
today's competitive financial
markets, there is no reason to pay
more than 0.5% for mutual fund fees
or Advisor fees.
higher the fees, the lower the returns.
emotions are their worst enemy.
cannot compete with investment
professionals that have the time,
expertise, and access to resources not available to the individual
is harmful to your wealth.
money has devastating consequences on
your retirement nest egg.
Only Registered Investment Advisors
client interests ahead of their own,
and are obligated by law for full
you don't know how to, or have time
to determine the value assets; or if
you are susceptible to investment
the help you need.
dumb money recognizes it's limitations,
it ceases to be dumb.